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American Guardian Home Loans is an Orange County, California-based Direct Mortgage Lender serving borrowers, realtors and homebuilder origination for FHA, Agency, A, Alt-A and Non-Prime Products. AGHL was founded in 1998 as a full-service lender. Throughout our history, we have served the California region by providing superior products and services. Our team of performance-driven banking professionals strives to take every opportunity to exceed your expectations of a lending institution. We offer superior banking services from our convenient southern California locations. Our corporate headquarters is located near downtown Irvine in Lake Forest. In 2002, we became a Direct Mortgage Lender and in 2003 began funding our own loans. Now licensed in Arizona, California, Colorado, Hawaii, Idaho, New Mexico, Oregon and Texas

AGHL is on the cutting edge of lending technology. With products such as our cutting edge online originating, pricing, underwriting and tracking systems we offer an array of high-tech services that meet the demands of our account relationships. Our President, Mr. Kamran Khosravi has been recognized has 2007’s Orange County Businessman of the Year and our company has been highlighted in several prominent publications such as Scotsman Guide (Jun. 07), Broker Magazine (Jan. 07), National Mortgage Broker (Jun. 07) and Mortgage Banking (Nov. 06) to name a few. AGHL is committed to retaining its lead in cutting-edge lending technology while maintaining the excellent personal service level that has become the hallmark of this institution.

We specialize in revolutionizing and streamlining industry standards governing the lender-consumer relationship through our reputation for taking care of all of our customers, big and small. At a time when most of the mortgage industry concentrated on riding the refinance wave, in 1999, we shifted our emphasis to serve Realtors and establish a niche among homebuilders. Our reputation for top-of-the-line service and excellent products has offered us the opportunity fund over $120 million in funding in one month. AGHL will continually strive to be a well-regarded community lender that consistently outperforms its competitors. Through brokering purchase loans for new construction and new home purchases, we set ourselves apart from the rest. We can help foster your firm’s long-term growth and stability by being your “go-to” lender. We know what you need, and we know how to bring it to you in a format that easily understandable, communicable and reliable. Our familiarity with serving the needs of builders is our greatest strength.

Understanding that realtors want to work with experienced and reputable lenders, AGHL is the authority on Direct Lending, especially to homebuilders. Our success to date in penetrating the Real Estate Agents community has been largely the result of attending regional and national mortgage broker and homebuilder conferences, where we have made the connections and established the networks that help us serve you better.

In pursuing our mission, we will be guided by four basic principles:

(1) Our target market will be small and medium-size businesses, including professionals. Special emphasis has been placed on providing services to the real estate industry, including investors, developers, builders and title companies as well as business owners.

(2) The geographic reach of the branch system enables us to develop comprehensive relationships with commercial and retail customers throughout a multi-state area.

(3) We have built a team of highly motivated bankers, which is critical to achieving the our goals. Employees are treated with respect, rewarded for their efforts, recognized for their achievements and given the opportunity to grow both personally and professionally.

(4) We feel very strongly about the ethics of our industry. In the modern climate, we at AGHL feel it is imperative that we contribute in every way possible to the health, welfare and development of the local communities that we serve.

We hope that you feel as strongly about building a better future as we do. Here at AGHL, we aim to provide all of our customers with the best quality products and services so that together, we can build a better tomorrow. Come Experience the Difference!!!

Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.

Fortunately, at American Guardian Home Loans , our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients make getting your loan a successful endeavor.

Give us a call today at 949-859-3242 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.

Why wait? Let us go to work for you!

Experience the American Guardian Difference!!!